If there’s one thing that never changes, it is the fact that the government continues to tinker with the super rules throughout federal budgets and election campaigns. Changing the super rules is an easy way to raise tax revenue as any changes do not tend to cost votes. The reason for this is that for …
In November 2016, several superannuation changes were legislated that confused even their own policy writers! These changes were designed to improve the sustainability, flexibility and integrity of Australia’s super system (which is government talk for: reduce the tax benefits that superannuation offers higher income earners). There are some important changes that could have an impact …
I’m sure you have seen the glossy ads espousing various benefits such as stamp duty savings, rental guarantees, discounts and incentives, state-of-the-art gyms, beautiful kitchen appliances, a concierge and the list goes on. As the title of this blog suggests, I strongly believe that off-the-plan apartments do not make good investments. And I put new-build …
The government is worried about the housing market becoming overheated. Median house prices increased by 8.1% p.a. in Victoria and approximately 13% p.a. in Sydney during 2016. The RBA has said that its worried that people are speculating on the property market and this is driving prices up. To counteract this risk, the government has …
If you want to build wealth by investing in property, then it stands to reason that you would be interested in learning about the top 5 mistakes that property investors make. I have observed these over the past 15 years. I have written a lot about the perils of buying the wrong property and tried …
When you visit a financial advisor and receive advice, are they sharing their opinion or facts? Many people think they are relying on a subjective opinion when they seek financial advice. The fact is that you don’t have to take this leap of faith. I can prove why a certain approach or strategy is the …
No one wants to buy at the peak of the property market! Imagine if you buy a property and then a month later property values fall and it takes more than 2 years to recover to the amount you paid for it. That two years of holding costs (interest) for no gain. Would you kick …
Most share investors repeat the same mistakes. There are probably only four simple mistakes that nearly every novice investor I meet makes. The shame is that these mistakes are so easy to avoid. When I meet a client that has invested in a direct share portfolio (either personally or in a SMSF), this is what …
Many SMSF members are paying exorbitantly high fees and they don’t even know it. So if you run your own SMSF, taking 2 minutes to read this blog could save you a lot of money. I was reviewing a new client’s SMSF recently that held approximately $700,000 of investment. It was managed by a high …
This blog sets out why we choose to do the work we do at ProSolution Private Clients i.e. what drives and motivates us. I hate to see people being ripped off by selfish advisors! We have all read the stories in the newspaper. Investors put their trust in a “financial advisor” because they work for …
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