4 alternative rules-based share index strategies  

Share investing

When discussing share investing, I often advocate for using several low-cost, rules-based, evidence-backed indexing strategies. While most are familiar with traditional market cap indexing, I thought it would be worthwhile to explore alternative methodologies and when and how to use them    Traditional market cap indexing   The first retail index fund was launched by Vanguard in …

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Warning: Impact of cost-of-living ‘crisis’ on your retirement 


The cost-of-living crisis has been well documented. It’s clear that prices for various goods and services have risen sharply over the past four years since the pandemic started.   Firstly, if you’re spending more on day-to-day expenses, it’s likely you have less to put towards investments, especially if your income hasn’t increased much during this time. …

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6 reasons to not invest in property! 


Every asset class comes with its own set of advantages and disadvantages, and property investment is no exception. In this blog, I often highlight the many benefits of investing in property and offer strategies to become a successful property investor.   However, it’s equally crucial to recognise the downsides that come with property investment and think …

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Should you invest 100% of your super into shares?


It’s highly probable that your super is invested across various asset classes, including bonds and shares.  Nearly all investment professionals would argue that shares have the greatest probability of delivering the highest returns over the long term.  This begs the question: why wouldn’t you consider investing 100% of your super into shares?  How your super …

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Investment property holdings costs have skyrocketed. Is it still worthwhile?


Experienced property investors are acutely aware of the significant increase in holding costs over the past four years. With the cash rate climbing from 0.10% to 4.35% alongside persistent inflation, it’s been a perfect storm for investors.  While inflation might eventually ease, expenses such as insurance, council rates, and maintenance are unlikely to ever revert …

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End of financial year tax planning tips for 2023/24 


As we near the end of the financial year, it’s wise to reflect on how you can optimise your tax position for the 2023/24 financial year. Below, I’ve outlined the factors we typically consider when reviewing a client’s position.   Firstly, estimate your tax position   When undertaking tax planning, the initial step involves estimating your tax …

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