Spring Property, Tax & Lending Update

Below is a recording of a webinar hosted by Wakelin Property Advisory and us on 13 September 2017. Jarrod and I provided an update on what’s been happening in the property market, tax changes and planning, an update on the mortgage market, an analysis of the recent super changes and we answered plenty of questions.

I have provided an index of topics and questions discussed under the video – so you can jump to the bits that interest you the most.

If you have any questions, you are welcome to contact Wakelin or us.


Use the index below to go straight to the questions/topics which interest you the most

Mortgages and Loan Structure 
19:55 – Update on the mortgage market and rates
22:35 – What can you do to mitigate higher investment and interest only rates?
31:35 – What are the perils of fixing your mortgage interest rate?
35:28 – What are the risks of using your home as security for an investment loan?

Financial planning
45:45 – Estate planning – what structures should be in place?

2:33 – What we predicted versus what has happened
4:24 – How to interpret auction clearance rates
4:50 – Current trends in the property market in Melbourne
7:17 – Drivers for future property growth
8:30 – Prediction for the rest of this year & 2018
9:20 – Recommended investment prospects for 2017 & 2018
10:10 – When to divest of property
30:15 – How will the supply of high-rise apartments impact the value of old-style units
33:43 – If you had a max budget of $815k, what type of property would you invest in?
39:54 – What justification do you have for investing in Melbourne & Sydney when prices are high and rental yields are low?
44:10 – Does Wakelin ever consider villa-style units as being investment-grade?
48:50 – To what extent has Middle Park’s growth been driven by building improvements versus land value
50:30 – How property prices tend to move – not linear
56:16 – How does a bus-stop versus a train line impact on a property’s investment quality

12:43 – Changes to super this year that might impact you
27:31 – The impact of these changes on high income earners
28:35 – Your super problem if you earn > $250k
53:57 – Where do you see the property and SMSF opportunity heading?

12:00 – Changes to depreciation and what it means
14:30 – Change to deduction for travel expenses
15:10 – Who is the ATO targeting
18:50 – The best approach to undertaking tax planning
39:25 – Does the dis-allow of the deduction for travel expenses apply to only new property?
41:30 – Should you put a second Investment property in the lower income-earners name?

Of course, if you have any questions whatsoever, please do not hesitate to reach out to us.