Property investors who owned assets before Budget night will continue to benefit from negative gearing. Therefore, most will be reluctant to sell, because if they subsequently reinvest in an established property, they will lose immediate access to those tax benefits. However, given the Melbourne property market’s significant underperformance over the past decade, investors are naturally …
Before you try to work around these changes, get the full toolkit This blog tests six strategies for keeping property investing attractive after the tax changes. None of them stack up on their own. Our free decision tool goes further: it helps you work out whether to hold, act modestly, or change strategy altogether, and …
It now appears likely that the proposed tax changes affecting established residential property will be enacted into law. Given this, I thought it was worthwhile revisiting whether investing in established residential property remains an attractive long-term investment option. The return problem: more cash in, but no higher capital growth Quarantining the negative gearing benefits associated with investing in established residential property materially reduces the attractiveness of investing …
Over the past decade, and especially over the past five years, there has been a significant increase in the number of commercial buyer’s agents in Australia. Many are actively promoting the benefits of investing in commercial property. And with higher interest rates reducing borrowing capacity, more investors are being tempted to consider commercial property as …
Australian property investors need to accept that policy risk has increased substantially, and that this is a permanent shift. Tighter tenancy laws and higher taxes erode returns, and the only way to offset that is to pursue higher returns through a more proactive investment approach. Melbourne’s 15-year property reality check According to Cotality’s Daily Price Index, which began just …
According to Cotality, since its daily index began at the start of 2010, Melbourne house values have risen by around 4% p.a., which is only about 1.3% p.a. above inflation. But of course, not every property has delivered such a mediocre result. That begs the real question: which types of properties have outperformed over this period, and what …
What do the 2027 tax changes mean for you? Established investment property is no longer the default it once was. Download our free decision tool to find out whether you should hold, act modestly, or change strategy. Download Here The Senate committee reviewing the CGT discount released its final report yesterday. Commentators are now suggesting …
AI has quickly gone from tech buzzword to investment obsession, with “the AI trade” now shorthand for backing the companies most likely to benefit from its growth. But before you assume today’s obvious winners will still look obvious in a decade, it is worth revisiting the last time a world-changing technology captivated markets. The dot-com era offers a surprisingly …
Investing in residential property is a common goal for many investors. It is a familiar asset class, it is tangible, and many Australians have built a lot of wealth investing in property. The problem is that most investors approach property without a framework. They focus on what they can afford, or what a colleague recently bought, or what they hear …
Towards the end of each year, many people start thinking about their financial position and what they want to improve in the year ahead. It is a natural time to step back and take stock. The problem is that most people focus on tactics – the next investment idea, a new budgeting app, a different …
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