Australian vs International Shares: Why the 45:55 split does not add up 

Aussie Shares

For some time now, I have been questioning why diversified portfolios in Australia typically hold almost half of their equity exposure in Australian shares and slightly more than half in international shares.  For example, AustralianSuper’s Balanced portfolio has approximately 25% allocated to Australian equities and around 34% to international equities, while UniSuper’s Growth portfolio holds roughly 31% in Australian equities and 42% in international equities. These …

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The AI trade – what can we learn from the dot-com bubble? 

Dot- Com

AI has quickly gone from tech buzzword to investment obsession, with “the AI trade” now shorthand for backing the companies most likely to benefit from its growth.   But before you assume today’s obvious winners will still look obvious in a decade, it is worth revisiting the last time a world-changing technology captivated markets. The dot-com era offers a surprisingly …

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Do ethical investments produce higher or lower returns? 

Ethical Investing

There is a growing number of ethical investing options available, both as ETFs and within super funds. For most investors, the idea of investing ethically is appealing. The real question, though, is whether choosing ethical options are riskier or produce lower returns over time.  If the risk and future returns are the same, or even better, then I think many more investors …

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Wealth First Principles # 3: Share market investing – How to build a portfolio that works 

Share market investing

This is the third instalment in a four-part Wealth First Principles series. The first two blogs examined how wealth is genuinely created and the role of property. Shares serve a fundamentally different purpose within a portfolio. They provide liquidity, diversification, reliable income with minimal costs, and access to global growth themes that property simply cannot deliver. But investors …

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The new and improved $3 million super cap 

Super Cap

After the resounding win at the federal election in May 2025, Prime Minister Anthony Albanese and Treasurer Jim Chalmers have been determined to pass changes to the taxation of large super funds in Australia, known as the “$3 million super cap” or more technically Division 296.   Whilst we have been monitoring the developments this year and thinking ahead, ultimately, we have been advising our …

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Keep your powder dry: Sometimes it good to invest less  

Invest less

Investment markets are rarely in perfect balance. There’s almost always something that feels off – asset classes that look overvalued, others that are out of favour, some delivering above-average returns and others lagging behind. That’s what I would call a normal market. Markets are never fully rational all the time.  That said, there are periods …

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Our most popular blogs and podcasts  

Popular blogs

Since launching the Investopoly podcast back in 2018, it’s been a rewarding journey of testing conventional wisdom, learning, research, and discussion around wealth-building, investment strategies, and everything in between.   To celebrate the growth and impact of the Investopoly podcast, we have pulled together the most popular blogs/episodes that have resonated with our audience over the …

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What are the best, safe, income-style investment options?  

investment

The Australian share market is valued at approximately $2.9 trillion. In comparison, the country’s bond market is worth more than half that amount, yet it remains relatively unknown to many investors. This includes bonds issued by the federal government, state and semi-government entities, as well as listed corporations.  This blog provides an overview of the …

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