It seems that almost weekly a media outlet runs a story about the ‘so-called’ housing affordability crisis in Australia. The most recent segment I watched on TV this week suggested that Sydney is the second most expensive city in the world behind Hong Kong… really? Have they been to New York and Paris? Buying a …
At the moment, lenders are offering investment loans on a 5 year fixed rate for only 4% p.a. Perhaps this is a once in a lifetime opportunity. Maybe interest rates will never be this low ever again. Let me caution these comments with two contradictory arguments. Two contradictory arguments that both have merit You should …
The goal for most investors is to accumulate enough wealth so your investment assets generate sufficient passive income to meet living expenses. If this happens, it is no longer necessary for you to work for an income and you then have complete discretion over what you do with your time. Wouldn’t that be wonderful! However, …
I was listening to an ad on the radio this week and at the end the advertiser read the following disclaimer: “past performance is not a reliable indicator of future performance”. The government (ASIC) requires businesses to state this disclaimer whenever past investment returns are quoted, so that investors are forewarned that history might not …
My sons will turn 10 in January next year and I worked out the Melbourne median price could be circa $1.4 million by the time they are 20 years old. This means that a 10% deposit plus stamp duty will cost them over $200,000! Where will a 20 year old get that sort of money …
I am an analytical person by nature which is probably why I enjoy finance. I feel most comfortable when decisions can be made on numbers and logic alone. But the older I get, the more I appreciate that things are rarely ‘black and white’. Or put differently, if you treat things as ‘black and white’ …
Click here to download a printable PDF Do you regret not investing in property 10 years ago? Do you feel like you have missed the boat and wonder if it’s still worth investing now? What separates successful investors from the rest? History leave clues… so read on. For the last 14 years I have met …
Click here to download a printable PDF The location of your “great Australian dream” can dramatically alter your wealth building activities and as such, you must take this into account when developing your investment strategy. Homes are typically not purchased with the sole or dominant reason of building wealth as there are many non-financial, lifestyle …
Click here to download a printable version. Your home can end up being one of the best investments you make. Firstly, it’s probably the only tax-free investment opportunity you will ever get (i.e. nil CGT). Secondly, if you buy good quality property (home) and it appreciates in value, you can use the equity in your …
The below videos formed part of a webinar hosted by Stuart Wemyss on 14 July 2015 and address the following questions: Is there a property bubble? Is property overpriced? – see below How will Greece’s troubles impact the Australian property market? – click here How to avoid missing out at auction – click here Should …
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