There’s a story that Henry Ford was having problems with a generator in one of his plants so he hired General Electric (GE) to fix the problem. The engineer from GE climbed up on the generator and made a chalk mark and told Ford’s people to replace sixteen windings from the field coil. The job …
I was listening to an ad on the radio this week and at the end the advertiser read the following disclaimer: “past performance is not a reliable indicator of future performance”. The government (ASIC) requires businesses to state this disclaimer whenever past investment returns are quoted, so that investors are forewarned that history might not …
Click here to download a printable PDF “The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt.” Bertrand Russell Many clients that I meet often struggle to work out where to invest their money. Do they invest in property? Or has property already peaked? What about …
My sons will turn 10 in January next year and I worked out the Melbourne median price could be circa $1.4 million by the time they are 20 years old. This means that a 10% deposit plus stamp duty will cost them over $200,000! Where will a 20 year old get that sort of money …
I am an analytical person by nature which is probably why I enjoy finance. I feel most comfortable when decisions can be made on numbers and logic alone. But the older I get, the more I appreciate that things are rarely ‘black and white’. Or put differently, if you treat things as ‘black and white’ …
How much of your super is invested in the Australian stock market? If it’s more than 30% then please take 3 minutes to read this blog. Between 1995 and 2007, the average capital return on the Australian stock market was 14.5% p.a. A $100,000 invested in January 1995 would have been worth $554,000 by December …
I realise that most people in their 20’s and 30’s pay very little attention to their superannuation because they cannot access it for 30 to 40 years – or possibly longer. In fact, it’s likely that the government will push out the retirement age (i.e. when you can access super) to match the aged pension …
Below I have set out a summary of the personal tax and superannuation changes announced in the budget on 3 May 2016. In summary, the tax benefits associated with contributing into super for higher income earners (i.e. > $250,000 p.a.) are proposed to be scaled back. Whilst it is still largely beneficial to contribute the …
Click here to download a printable PDF I think we should no longer try and attract clients that need to build wealth and motive them to do so. Instead, aren’t we better off working with clients that are already motived to build wealth and show them how? Most people will work for approximately 40 years …
Click here to download a printable PDF Do you regret not investing in property 10 years ago? Do you feel like you have missed the boat and wonder if it’s still worth investing now? What separates successful investors from the rest? History leave clues… so read on. For the last 14 years I have met …
Level 8, 31 Queen Street
Melbourne VIC 3000
Office: (03) 8624 4600
Postal: PO Box 475,
Collins Street West, VIC 8007
advice@prosolution.com.au
© 2025 Prosolution Private Clients
You can find our disclaimer, Financial Services Guides, Tax Agency disclosures, dispute resolution policy, CPD policy, and privacy policy here.