How low interest rates can help build your super

If you have a couple of thousand dollars surplus cash each month, what is the most effective way to invest it? You could invest in the share market, repay your mortgage(s) or invest in property. But there’s another strategy that might be particularly more attractive, especially since mortgage interest rates are ridiculously low at the …

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Mastering cash flow management during the pandemic

Due to the impact of coronavirus, many people are having to navigate unexpected changes in income and expenses for the first time in their life. This is something I have been talking about over the past few weeks with clients, during presentations and podcast interviews. Cash flow management is the cornerstone of successful wealth accumulation. …

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Coronavirus financial opportunities and threats – Q&A with Stuart Wemyss

The video below is a recording of a webinar hosted by Stuart Wemyss on 7 April 2020. The content is based on registrants questions and covers four main topics.

  • Share market when, how and where to invest
  • Property market – dealing with tenants and buying now
  • Superannuation – will returns impact retirement, should you contribute more, and should you withdrawing $10,000.  
  • Other matters – leave cash in offset or invest, fixed interest rates, etc.

Message to clients and friends of ProSolution

With the coronavirus situation changing rapidly, Stuart Wemyss has recorded the below video setting out ways the government and banks can help you, particularly if you suffer financial hardship.  Assistance to businesses Click here to download a fact sheet. Access to super Click here to download a fact sheet. Lender contacts Most lenders are …

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Spring-Cleaning: It’s a perfect time to sell dud investments

With share markets at an all-time high and sentiment in the property market recovering, it is a great opportunity to divest of any underperforming (dud) investments. Not all investments perform as expected. Therefore, it’s important you regularly review them. This review should be completed without any influence of emotion – it’s all about the numbers. …

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What are the best alternatives to term deposits?

With term deposit rates currently ranging between 1% and 2% p.a., and the prospect of further rate cuts by the RBA, many investors are contemplating where to invest their cash. Most commentators and economists agree that it looks like the interest rate environment will be lower for longer. If that turns out to be true, …

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