My investment philosophy is based on 4 principals. What is your investment philosophy?

I was listening to Morgan Housel’s new podcast recently (which I highly recommend by the way), and he said something along the lines of; once you define your investment philosophy, you won’t be distracted by any noise that doesn’t align with it. It really resonated with me. Success with investing is more about avoiding mistakes …

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The typical life cycle of an investor

Most people struggle with working out how to invest their money. Do they upgrade their home, contribute more into super, buy an investment property, invest in the share market, or something else? In fact, this common challenge was the reason that I decided to write my book, Investopoly. I knew that if people understood the …

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Property investors need to be fussy!

Every few months, there’s a story online about an investor in their 30’s that has amassed a property portfolio of 12 properties…and how you can do it too. Firstly, we shouldn’t be impressed by the number of properties that someone owns, as it doesn’t tell us anything about their wealth (equity). Boasting about the number …

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Are index funds still outperforming?

Share markets have been highly volatile over the past couple of years. Markets fell by circa 30% when Covid hit in March 2020 and then proceeded to boom until the end of 2021, fuelled by government stimulus and zero interest rates. However, markets fell by circa 20% in 2022 after central banks aggressively hiked rates. …

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A recession in the US will crash stock markets! What to do before that happens

We are all aware that central banks around the world have been hiking interest rates to reduce inflation back to normal levels. The US economy, and particularly the labour market, have been more resilient than most expected. This means the US central bank might have to hike interest rates higher than in other jurisdictions to …

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eBook: Everything you must know before you refinance in 2023

Many Australian borrowers need to navigate significant changes to their mortgages throughout 2023 including fixed interest rate and interest-only term expiries. The banks understand borrowers are likely to be more active this year and are well-prepared to offer discounts and cash incentives to retain customers. This eBook aims to help borrowers make informed decisions, minimise …

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What prevents my accountant and financial advisor from working closely together?

Ensuring your accountant collaborates with your financial advisor is important, as they will be able to discuss and workshop ideas to improve your financial position. However, in my 20+ years of experience, this collaboration almost never occurs, unless they work in the same firm. Theoretically, there shouldn’t be any impediments to these two professionals working …

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