Is your super fund actually the best one for you? The fund that topped last year’s table is not necessarily the right one for your circumstances. Download our free guide to choosing the best super fund in Australia, built around structure first, investment strategy second. Download Here In this blog, I typically focus on providing …
The first step to maximising your superannuation balance involves choosing the right super fund. Every year, typically around July or August, I publish a blog where I compare the top super funds and identify the best one/s. This comparison can guide you in selecting the best fund for you. After selecting the optimal super fund, …
In last week’s blog, I compared the financial and tax effectiveness of investing in property through your super (with borrowings) versus investing in property outside of super or sticking with the traditional approach of investing your super in an industry super fund, for instance (no gearing). I concluded that while the potential benefit of avoiding …
In recent years, borrowing by SMSFs has increased marginally from $24 billion in March 2019 to almost $27 billion in September 2024 – a modest growth of just 2% p.a. Most of these loans are repaid on a principal and interest basis, meaning investors are actively reducing their debt over time. However, the gross value …
Not sure your super fund still stacks up? We update our best super fund report every year so you always have the current answer. Get the free report and the four-factor framework we use with clients. Download Here In Part 1 of this blog topic, I discussed the various options for investing your superannuation including …
A lot of Australians are eager to ensure their superannuation is invested wisely to maximise their balance by the time they retire. However, comparing the different super-product choices can be tricky. Recently, there’s been increasing criticism of industry super funds, particularly regarding their oversight and transparency around unlisted investments and the role/influence of unions. Many …
Choosing a super fund? Read this first. Most people pick a super fund based on last year’s return. That is the wrong way to decide. Our free annual report explains the four factors that actually matter and helps you work out the right structure for your balance. Download Here Once again, the last financial year …
Is your super fund actually the best one for you? The fund that topped last year’s table is not necessarily the right one for your circumstances. Download our free guide to choosing the best super fund in Australia, built around structure first, investment strategy second. Download Here I frequently join James Kirby on this bi-weekly …
It’s highly probable that your super is invested across various asset classes, including bonds and shares. Nearly all investment professionals would argue that shares have the greatest probability of delivering the highest returns over the long term. This begs the question: why wouldn’t you consider investing 100% of your super into shares? How your super …
The treatment of taxation liabilities hinges on the investment structure of your superannuation. That is, pooled super funds like industry funds subtract tax before it’s paid. This is an important factor to consider because, depending on the amount of your super balance, it can have a significant effect on your retirement savings. While tax implications …
Level 8, 31 Queen Street
Melbourne VIC 3000
Office: (03) 8624 4600
Postal: PO Box 475,
Collins Street West, VIC 8007
advice@prosolution.com.au
© 2026 Prosolution Private Office
You can find our disclaimer, Financial Services Guides, Tax Agency disclosures, dispute resolution policy, CPD policy, and privacy policy here.