I came across this chart on X recently, comparing house price growth with money supply over the past decade in the USA. The idea is: when there’s more money circulating in the economy, it can push property prices higher because housing stock is relatively fixed. In short, supply of houses simply can’t keep up with …
In Australia, we don’t currently have an inheritance tax like some other countries do. That said, the idea has been popping up in political conversations, especially with the government recently discussing it at the Economic Reform Summit in August. But here’s the thing: while we don’t have a broad inheritance tax, there is one sneaky …
Borrowing capacity is usually an investor’s scarcest resource. Because it’s limited, it should be allocated with great care and consideration. The goal is to ensure every dollar of borrowing capacity is put to its highest and best use. One way to measure this, is by considering the return on borrowing capacity – a simple framework …
Property managers play a very important role in looking after your valuable investment and helping you maximise its cash flow. However, there’s a world of difference between a great property manager and a poor one – it’s like comparing night and day. Have realistic expectations Being a property manager is a tough job. They are …
I define a property spruiker is someone who promotes or recommends property investments that are unlikely to achieve adequate returns, primarily to serve their own financial interests rather than the investor’s. As with most things, the nuance matters. Most professionals in the property industry are paid a commission when a property is purchased, so there’s …
While it’s not typically required by law, most financial products such as ETFs and managed funds report historical investment returns over 1, 3, 5, and 10 years, as well as since inception. This data is incredibly useful, as it allows investors to assess performance over the short, medium, and long term – all of which …
Since launching the Investopoly podcast back in 2018, it’s been a rewarding journey of testing conventional wisdom, learning, research, and discussion around wealth-building, investment strategies, and everything in between. To celebrate the growth and impact of the Investopoly podcast, we have pulled together the most popular blogs/episodes that have resonated with our audience over the …
Over the past few decades, one of the most hotly debated topics has been housing affordability and the sustainability of annual property growth rates exceeding 7%, a trend that’s persisted for the past 45 years. This is an important discussion that deserves careful consideration from investors. Lately, I’ve received several questions about this topic over …
Over the past decade, I have written over 150 blogs about property investing. That’s enough content to fill four books! I’m always trying to publish thought-provoking and practical blogs that sometimes challenge conventional wisdom and empower investors to make better financial decisions. While each property investing blog that I write is important on its own, …
Setting the right budget for a property purchase, be it a home or investment, is a very important financial decision. If your budget is too conservative, you risk missing out on potential capital growth or settling for a property that does not meet all your lifestyle needs. On the other hand, if you overspend and …
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