Is your loan structured to work as hard as it should? The right loan structure can be worth tens of thousands of dollars over time. Our free debt recycling starter guide explains how to set it up properly, including a borrowing capacity checklist. Download Here It is my contention that similar provisions should be available …
Repay your home loan or invest? You can do both. Debt recycling converts non-deductible home debt into tax-deductible investment debt, gradually and without extra borrowing. Get our free starter guide to see whether it suits you. Download Here Many lenders are taking a number of weeks (sometimes months) to approve loans at the moment. These …
Is your loan structured to work as hard as it should? The right loan structure can be worth tens of thousands of dollars over time. Our free debt recycling starter guide explains how to set it up properly, including a borrowing capacity checklist. Download Here Almost everyone is predicting that property prices will surge higher …
Turn your home loan into tax-deductible debt. Debt recycling lets you pay down your mortgage and invest at the same time, without increasing your total debt. Download our free starter guide for the step-by-step method, a worked example, and the rules that keep your deduction safe. Download Here Interest expenses are often an investors largest …
The government made an important announcement last week. This change could substantially increase your borrowing capacity in the next year. It is perhaps the most significant change that has occurred in the last decade and will further fuel property price growth. I also wanted to update you on interest rates, particularly in light of recent …
Below is a recording of a webinar hosted by Stuart Wemyss on 16 September 2020. Here’s a time stamped table of contents to allow you to jump to the sections that interest you the most: 2:00 4 reasons why loan structuring is important 9:10 How to structure your home loan 17:40 How to correctly access …
Turn your home loan into tax-deductible debt. Debt recycling lets you pay down your mortgage and invest at the same time, without increasing your total debt. Download our free starter guide for the step-by-step method, a worked example, and the rules that keep your deduction safe. Download Here Below is a recording of a webinar …
According to the ABS, the number of people refinancing their mortgage increased by over 63% in the year to May 2020. Quite often people think the only reason to refinance is to obtain a lower interest rate. However, this thinking is incorrect. Typically, you don’t need to refinance to obtain a lower interest rate (more …
Updated: 16 April 2019 (updates are made in blue) We have been receiving lots of questions from clients in regard to managing their finances and investments during the coronavirus shutdown. As such, we have decided to maintain and update this page which provides answers to some of these questions. We will continue to add new …
Author and property investor, Michal Yardney says “real estate investing is a game of finance with some houses thrown in the middle”. People think that the scarce resource is investment-grade property. But the scarce resource is actually borrowing capacity – as everyone has a limit to how much they can and should borrow. In a …
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