It’s the year 2022 (September). Collingwood has won 3 premierships in a row and are looking good for a fourth. Geelong hasn’t made the eight in 7 years. I am considering using Grecian 2000. Stuart is hosting The Apprentice and the number one news item that night is that the stock market just made a …
Recently, I spent a day listening to many of the technicalities around estate planning. Kate, the presenter, called the will the “last financial plan”. It’s a great term. Most people spend their life developing plans to create wealth, yet on death few consider the correct way to distribute their wealth. Simply, there is no plan! …
Absolutely everything! Many people get excited about doing projections and seeing their wealth rise exponentially over the years on paper. Use a higher projection rate you get a steeper graph and a better result. It’s exciting stuff! Start to talk about risks and managing them, and it is human nature to start to “glaze over”. …
My passion for the financial services industry started very early in my career while auditing some large credit unions as a graduate accountant. When I moved to work for two of the big 4 Chartered Accounting firms (not at the same time of course) I ensured that I was working on as many financial services …
This week the Federal Government will launch a new initiative and resources to help primary school teachers deliver financial education programmes in schools. Here’s a link to the website: http://teaching.moneysmart.gov.au/ Robert Kiyosaki’s book ‘Rich Dad, Poor Dad’ aptly posed the dilemma of his highly educated father who nonetheless had no financial education and consequently struggled …
“Nowhere does history indulge in repetitions so often or so uniformly as in Wall Street.” Vividly I can recall the dot com boom when technology related companies showed no or little profit and yet were being valued at astronomical prices. It was called a new era when valuations did not matter. Investors seemed to put …
Sometimes we stare so long at a door that is closing that we see too late the one that is open,” Alexander Graham Bell In 1979 there was a Business Week magazine cover titled “the Death of Equities”. This came after a 13 year sideways market in the United States. Though the market went sideways …
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