Livevesting: a strategy that might suit some higher income earners

Nice family homes in well-established, blue-chip suburbs close to the CBD are becoming increasingly difficult to acquire from an affordability perspective. And if you do successfully purchase an expensive home, it puts pressure on your capacity to fund an investment strategy whilst still repaying a large loan. So, a few years ago, a strategy called Rentvesting was …

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The two certainties: death and taxes

There are two unfortunate certainties in life; death and taxes. And, unfortunately, tax cannot be avoided (legitimately) even by dying. Australia is one of the very few countries in the world that has no death taxes. However, although there is no tax levied on the property of a deceased person, there may be tax consequences …

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How to not get ripped off! Questions to ask…

  Over the past few weeks I have seen a couple of financial plans produced by firms that have experience in providing advice on investing in residential property (i.e. not the traditional managed fund/shares type advisors). Unfortunately, the quality of the advice was very poor and not worth the fees paid in my opinion. It …

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Be honest. Are you a spender or saver?

Are you a spender or saver? Do you find it hard to stick to a budget? Do you find it difficult to save towards a goal? For some people, saving money comes easy to them. For others, it’s like pulling teeth. You might need to adopt a different investment strategy depending on your answers to …

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