While it’s not typically required by law, most financial products such as ETFs and managed funds report historical investment returns over 1, 3, 5, and 10 years, as well as since inception. This data is incredibly useful, as it allows investors to assess performance over the short, medium, and long term – all of which …
The Federal Treasurer, Jim Chalmers, has publicly acknowledged that both state and federal budgets are under unsustainable pressure. He’s been clear that achieving budget sustainability cannot be done without both raising taxes and cutting spending. Chalmers has also spoken about the need to reduce our reliance on income taxes. Australia absolutely needs tax reform – …
Investment markets are rarely in perfect balance. There’s almost always something that feels off – asset classes that look overvalued, others that are out of favour, some delivering above-average returns and others lagging behind. That’s what I would call a normal market. Markets are never fully rational all the time. That said, there are periods …
Since launching the Investopoly podcast back in 2018, it’s been a rewarding journey of testing conventional wisdom, learning, research, and discussion around wealth-building, investment strategies, and everything in between. To celebrate the growth and impact of the Investopoly podcast, we have pulled together the most popular blogs/episodes that have resonated with our audience over the …
After the end of each financial year, I review super returns across the top 8 industry super funds. This year, I have included Vanguard Super into the mix as it’s the most competitive retail super fund in term of fees and certainly challenges the industry funds. However, selecting the best fund is not just about …
There’s been a lot of uproar about the government’s proposal to tax unrealised capital gains on super balances above $3 million. The concern is that this sets a dangerous precedent – what’s to stop them taxing unrealised capital gains in other environments. But here’s the irony: most superannuation members already pay tax on unrealised gains …
Over the last decade, we have seen an increasing number of clients benefit greatly from employee share schemes. These programs can be complex, particularly for those less familiar with financial matters. As such, they require careful financial planning and taxation liability management. What are they and how do they work? Employees may be granted shares …
Over the past few decades, one of the most hotly debated topics has been housing affordability and the sustainability of annual property growth rates exceeding 7%, a trend that’s persisted for the past 45 years. This is an important discussion that deserves careful consideration from investors. Lately, I’ve received several questions about this topic over …
The Australian share market is valued at approximately $2.9 trillion. In comparison, the country’s bond market is worth more than half that amount, yet it remains relatively unknown to many investors. This includes bonds issued by the federal government, state and semi-government entities, as well as listed corporations. This blog provides an overview of the …
Over the past decade, I have written over 150 blogs about property investing. That’s enough content to fill four books! I’m always trying to publish thought-provoking and practical blogs that sometimes challenge conventional wisdom and empower investors to make better financial decisions. While each property investing blog that I write is important on its own, …
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