If Australia slips into a recession, it will mostly likely be the RBA’s fault. It has completely botched the management of interest rates to the detriment of borrowers, the economy, and the bond market. Here’s why… In its defence Firstly, in the RBA’s defence, is has been navigating uncharted territory over the past 2.5 …
Choosing a super fund? Read this first. Most people pick a super fund based on last year’s return. That is the wrong way to decide. Our free annual report explains the four factors that actually matter and helps you work out the right structure for your balance. Download Here 2022 super returns: Superannuation returns for …
Update: on 30/9/22 the Queensland government confirmed that it had decided to not implement the changes discussed below. Queensland announced changes to land tax in its state budget in February 2022. On 12 July 2022, it released more detail regarding how these changes will be implemented (see here). Queensland land tax to rise substantially for interstate …
The video below is a recording of a webinar conducted by Jarrod McCabe and Jordan Telfer from Wakelin Property Advisory and Stuart Wemyss on 27 July 2022. The presentation reviews apartment performance, particularly in Melbourne. It includes a discussion of the factors that have contributed towards most recent performance and highlights the improvements that investors should consider …
In mid-2021, I wrote this blog: “Don’t buy a property in this market…” because, at that time, many property buyers were over-paying for property just to get into the market. I call it the FOMO premium, for lack of a better term (more about this below). My thesis was that since it’s never wise to …
The property tax rules have changed. Do not rush your response. Negative gearing, CGT and SMSF borrowing rules are all changing from 1 July 2027. Our free decision tool helps you work out what to do, and just as importantly, what not to do. Download Here You must invest in residential property primarily to benefit …
It’s been well documented that property prices rose significantly over the course of 2020 and 2021. According to the Real Estate Institute of Australia, median house prices in eastern capital cities rose between 30% to 40% over those 2 years. However, unfortunately apartments underperformed compared to houses in a big way. I wanted to discuss …
Is your loan structured to work as hard as it should? The right loan structure can be worth tens of thousands of dollars over time. Our free debt recycling starter guide explains how to set it up properly, including a borrowing capacity checklist. Download Here Banks will usually offer higher interest rate discounts to new …
An understanding of basic economic principles will set you in good stead to understand financial commentary, and political rhetoric and make your own assessment of economic risks and opportunities. That is not to suggest you need to become an economic expert but understanding some basic principles will go a long way. The foundation of …
Many investors consider future trends when making investment decisions. Popular examples of investable trends include the growing demand for green energy, mainstream adoption of electric vehicles and cybersecurity. The thesis is that if you can correctly spot/predict a trend in the early stages, then you can invest in the companies and sectors that are …
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