Keep your powder dry: Sometimes it good to invest less  

Invest less

Investment markets are rarely in perfect balance. There’s almost always something that feels off – asset classes that look overvalued, others that are out of favour, some delivering above-average returns and others lagging behind. That’s what I would call a normal market. Markets are never fully rational all the time.  That said, there are periods …

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Our most popular blogs and podcasts  

Popular blogs

Since launching the Investopoly podcast back in 2018, it’s been a rewarding journey of testing conventional wisdom, learning, research, and discussion around wealth-building, investment strategies, and everything in between.   To celebrate the growth and impact of the Investopoly podcast, we have pulled together the most popular blogs/episodes that have resonated with our audience over the …

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The best super fund in 2025 is…  

Super fund

Choosing a super fund? Read this first. Most people pick a super fund based on last year’s return. That is the wrong way to decide. Our free annual report explains the four factors that actually matter and helps you work out the right structure for your balance. Download here. After the end of each financial …

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How to avoid paying capital gains tax on your super balance  

Avoid CGT

There’s been a lot of uproar about the government’s proposal to tax unrealised capital gains on super balances above $3 million. The concern is that this sets a dangerous precedent – what’s to stop them taxing unrealised capital gains in other environments.   But here’s the irony: most superannuation members already pay tax on unrealised gains …

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Employee share schemes (ESS): How to use them to build personal wealth 

Tax and Wealth Building Strategies

Over the last decade, we have seen an increasing number of clients benefit greatly from employee share schemes. These programs can be complex, particularly for those less familiar with financial matters. As such, they require careful financial planning and taxation liability management.   What are they and how do they work?   Employees may be granted shares …

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Can annual property growth persist at 7% perpetually?  

Over the past few decades, one of the most hotly debated topics has been housing affordability and the sustainability of annual property growth rates exceeding 7%, a trend that’s persisted for the past 45 years.   This is an important discussion that deserves careful consideration from investors. Lately, I’ve received several questions about this topic over …

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What are the best, safe, income-style investment options?  

investment

The Australian share market is valued at approximately $2.9 trillion. In comparison, the country’s bond market is worth more than half that amount, yet it remains relatively unknown to many investors. This includes bonds issued by the federal government, state and semi-government entities, as well as listed corporations.  This blog provides an overview of the …

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4 property (evidence-based) golden rules 

Over the past decade, I have written over 150 blogs about property investing. That’s enough content to fill four books! I’m always trying to publish thought-provoking and practical blogs that sometimes challenge conventional wisdom and empower investors to make better financial decisions.  While each property investing blog that I write is important on its own, …

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How does Vanguard Super stack up?  

super

Is your super fund actually the best one for you? The fund that topped last year’s table is not necessarily the right one for your circumstances. Download our free guide to choosing the best super fund in Australia, built around structure first, investment strategy second. Download Here In this blog, I typically focus on providing …

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