Stuart Wemyss 
I’m sure you have seen the glossy ads espousing various benefits such as stamp duty savings, rental guarantees, discounts and incentives, state-of-the-art gyms, beautiful kitchen appliances, a concierge and the list goes on. As the title of this blog suggests, I strongly believe that off-the-plan apartments do not make good investments. And I put new-build …
The number one comment that clients tell us is that they want proactive advice from their accountant. Traditionally, seeing your accountant meant visiting the number cruncher at the end of the financial year who gave you historical information, advised how much tax you will get back or pay and provided no real proactive advice. The …
The government is worried about the housing market becoming overheated. Median house prices increased by 8.1% p.a. in Victoria and approximately 13% p.a. in Sydney during 2016. The RBA has said that its worried that people are speculating on the property market and this is driving prices up. To counteract this risk, the government has …
If you want to build wealth by investing in property, then it stands to reason that you would be interested in learning about the top 5 mistakes that property investors make. I have observed these over the past 15 years. I have written a lot about the perils of buying the wrong property and tried …
I often get asked by clients when will property prices stop increasing? How much longer can they continue to rise? Do I think the market has any steam left in the engine? The blog below summarises four factors that I think are useful to consider to answer these questions. It’s critical to define the conversation …
When you visit a financial advisor and receive advice, are they sharing their opinion or facts? Many people think they are relying on a subjective opinion when they seek financial advice. The fact is that you don’t have to take this leap of faith. I can prove why a certain approach or strategy is the …
No one wants to buy at the peak of the property market! Imagine if you buy a property and then a month later property values fall and it takes more than 2 years to recover to the amount you paid for it. That two years of holding costs (interest) for no gain. Would you kick …
Small businesses are described as the backbone of the Australian economy – making up 96 per cent of the Australian economy, employing over 4.5 million people and producing $330 billion of Australia’s economic output per year. The Government has finally reduced the red tape burden for small businesses, providing certain concessions for those who qualify …
Most share investors repeat the same mistakes. There are probably only four simple mistakes that nearly every novice investor I meet makes. The shame is that these mistakes are so easy to avoid. When I meet a client that has invested in a direct share portfolio (either personally or in a SMSF), this is what …
It seems that almost weekly a media outlet runs a story about the ‘so-called’ housing affordability crisis in Australia. The most recent segment I watched on TV this week suggested that Sydney is the second most expensive city in the world behind Hong Kong… really? Have they been to New York and Paris? Buying a …
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