Stuart Wemyss 
In a blog I wrote back in late 2018, I introduced the term liveinvesting. It’s inspired by the concept of rentvesting, where you rent a home in your desired location while investing in property elsewhere. Considering that property prices in certain capital cities like Melbourne are currently more affordable relative to other locations, it’s a …
When it comes to selling a property, there are many important factors to consider that will help you maximise your success. (1) Presentation and improvements Not presenting your property effectively is one of the biggest mistakes sellers can make. You only get one chance to make a great first impression. By presenting your property well, …
Once again, the last financial year has been kind to superannuation investors! Many super funds have delivered double-digit investment returns. However, not all super funds are created equal and some of the risks that I have written about in past years have come home to roost in the past 12 months. Investment returns for the …
I frequently join James Kirby on his bi-weekly podcast hosted by The Australian newspaper. Recently, he delved into the interesting and important topic of “how much money you should have in superannuation.” I couldn’t resist the temptation to share my thoughts and insights. How long will retirement last? I read this article by Ashley Owen …
When discussing share investing, I often advocate for using several low-cost, rules-based, evidence-backed indexing strategies. While most are familiar with traditional market cap indexing, I thought it would be worthwhile to explore alternative methodologies and when and how to use them Traditional market cap indexing The first retail index fund was launched by Vanguard in …
The cost-of-living crisis has been well documented. It’s clear that prices for various goods and services have risen sharply over the past four years since the pandemic started. Firstly, if you’re spending more on day-to-day expenses, it’s likely you have less to put towards investments, especially if your income hasn’t increased much during this time. …
Every asset class comes with its own set of advantages and disadvantages, and property investment is no exception. In this blog, I often highlight the many benefits of investing in property and offer strategies to become a successful property investor. However, it’s equally crucial to recognise the downsides that come with property investment and think …
It’s highly probable that your super is invested across various asset classes, including bonds and shares. Nearly all investment professionals would argue that shares have the greatest probability of delivering the highest returns over the long term. This begs the question: why wouldn’t you consider investing 100% of your super into shares? How your super …
Experienced property investors are acutely aware of the significant increase in holding costs over the past four years. With the cash rate climbing from 0.10% to 4.35% alongside persistent inflation, it’s been a perfect storm for investors. While inflation might eventually ease, expenses such as insurance, council rates, and maintenance are unlikely to ever revert …
It’s quite common for one spouse to assume the primary responsibility for managing household finances. Naturally, if one partner possesses a natural inclination or proficiency in financial matters, it’s logical for them to take charge. While it may seem convenient for one spouse to handle these affairs, it remains crucial for the other spouse to …
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