Stuart Wemyss 
I recently listened to this podcast hosted by James Kirby where he interviewed his guest about the increasing cost of financial advice. Many financial advisors’ ongoing fees start at $5,000 per year. Due to a shortage of advisors in Australia, most advisors now focus on ongoing client relationships and do not offer once-off or occasional …
Turn your home loan into tax-deductible debt. Debt recycling lets you pay down your mortgage and invest at the same time, without increasing your total debt. Download our free starter guide for the step-by-step method, a worked example, and the rules that keep your deduction safe. Download Here There has been a lot of commentary …
When an investor first borrows to buy an investment property, almost always the rental income does not cover the associated expenses, including loan repayments. This means the investor will need to cover any shortfall out of their pocket each month. While you can claim a tax deduction for this shortfall (known as negative gearing), it …
A question I frequently get asked is whether it’s worth paying for financial advice and how much investable cash flow or portfolio size justifies the expense. These are excellent questions. When considering paying for financial advice, it’s important to ensure that the benefits you receive far outweigh the cost. In other words, you must be …
At the start of this month, the US market dropped by 6%, and Australia followed suit with an identical decline. In the week after, the US rebounded by 3%, whilst Australia only managed a 2% recovery. This situation got me thinking: why does it seem like the Australian share market consistently underperforms compared to international …
In a blog I wrote back in late 2018, I introduced the term liveinvesting. It’s inspired by the concept of rentvesting, where you rent a home in your desired location while investing in property elsewhere. Considering that property prices in certain capital cities like Melbourne are currently more affordable relative to other locations, it’s a …
When it comes to selling a property, there are many important factors to consider that will help you maximise your success. (1) Presentation and improvements Not presenting your property effectively is one of the biggest mistakes sellers can make. You only get one chance to make a great first impression. By presenting your property well, …
Choosing a super fund? Read this first. Most people pick a super fund based on last year’s return. That is the wrong way to decide. Our free annual report explains the four factors that actually matter and helps you work out the right structure for your balance. Download Here Once again, the last financial year …
Is your super fund actually the best one for you? The fund that topped last year’s table is not necessarily the right one for your circumstances. Download our free guide to choosing the best super fund in Australia, built around structure first, investment strategy second. Download Here I frequently join James Kirby on this bi-weekly …
When discussing share investing, I often advocate for using several low-cost, rules-based, evidence-backed indexing strategies. While most are familiar with traditional market cap indexing, I thought it would be worthwhile to explore alternative methodologies and when and how to use them Traditional market cap indexing The first retail index fund was launched by Vanguard in …
Level 10, 360 Collins Street
Melbourne VIC 3000
Office: (03) 8624 4600
Postal: PO Box 475,
Collins Street West, VIC 8007
advice@prosolution.com.au
© 2026 Prosolution Private Office
You can find our disclaimer, Financial Services Guides, Tax Agency disclosures, dispute resolution policy, CPD policy, and privacy policy here.