How to Avoid the 17% Super Death Benefit Tax 

Avoid super death tax

In Australia, we don’t currently have an inheritance tax like some other countries do. That said, the idea has been popping up in political conversations, especially with the government recently discussing it at the Economic Reform Summit in August.  But here’s the thing: while we don’t have a broad inheritance tax, there is one sneaky …

Read more

How to navigate rising land tax 

Rising land tax

Over the last 30 years, land tax has risen at an exponential rate, and it is now a significant expense for property investors as well as a significant revenue stream for state governments.   Historically, the general trend has been for the percentage-based tax rates to decrease but the land value thresholds to increase, which you …

Read more

Rentvesting vs Home Ownership: A Strategic Comparison 

rentvesting

Rentvesting has become an increasingly popular strategy for wealth creation, especially as a response to the challenges of home ownership in major Australian capital cities. This approach involves renting where you desire to live while investing in property. It has emerged as an alternative to traditional home ownership, particularly with the rising issue of housing …

Read more

How to choose a great buyer’s agent?  

buyers agent

I have written a lot about the importance of investing in the highest-quality, investment-grade property that your budget allows. The quality of the asset you choose will likely have the greatest impact on its future capital growth rate over the long term. Simply put, you can’t expect above-average capital growth from an average-quality property.  To …

Read more

What to do with your surplus cashflow in 2025

cashflow

In the face of the cost of living crisis and high interest rates, many people have less surplus cashflow (income after expenses) at their disposal. They might have high expenses or large financial commitments that consume all their means. However, if you are fortunate enough to be in a financial position where you have strong …

Read more

Property in Super – The Liquidity Trap 

super

Owning an investment property within a Self-Managed Super Fund (SMSF) is an appealing prospect for many due to the tax-friendly environment of super. It allows you to pay just 15% tax on rental income and up to 10% capital gains if you sell a property during the accumulation phase. If held until retirement, it can …

Read more